MHOAA has the privilege of working relationship with many quality organizations. Please take the time to visit the National Consumer Law Center’s web site. National Consumer Law Center  - On a brilliant spring day in May, consumer advocates celebrated the signing of a sweeping credit card reform bill during a Rose Garden ceremony at the White House. NCLC’s Lauren Saunders was among the group of lawmakers, congressional aides, and advocates looking on as President Obama signed the landmark legislation. “It was a great day for the consumer movement,” said Saunders. “Without question this is the strongest consumer protection measure that we’ve seen at the national level in a long time,” she said. “It took years of coordinated and persistent advocacy to get such a strong bill through Congress and on the president’s desk.” Many of the provisions in the Credit Card Accountability, Responsibility, and Disclosure Act grew out of seeds planted by NCLC. In 2007 NCLC presented an exhaustive analysis of credit card abuses in Senate testimony and in voluminous comments to the Federal Reserve, and exposed the shocking charges and fees associated with subprime credit cards in the report, Fee Harvesters: Low- Credit,High-Cost Cards Bleed Consumers. As the bill moved through Congress, policymakers turned to NCLC again and again for our deep expertise in consumer credit law and to ensure that the unique needs of low-income consumers were taken into account. “There is no question that members of Congress and the Administration felt the depth of public anger over credit card abuses and recognized it was time to act” said Saunders, who along with staff attorney Chi Chi Wu was instrumental in working out details during final tough negotiations. “I hope the consumer community can build on this victory as we push for restructuring of the financial regulatory system and substantive protections against other abusive products.” Quoted from the NCLC web site. Manufactured Home Owners Association of America, Inc., 2501 Lowry Avenue NE, Lot I-27, St. Anthony Village, MN 55418  -  603 520-0955 Send email with questions or comments about this web site to.   Content copyright © 2006 - 2010 Manufactured Home Owners Association of America a Non-Profit Organization - Last modified: 02/25/2010 Website management & design © 1998-2010 WMBaird all rights reserved.    These symbols or the letters (PDF) indicate that the document is in Adobe Acrobat Portable Document Format.To view PDF files, you will need the Adobe Acrobat Reader which is available for free from Adobe at : DISCLAIMER: Even though we have reasonably inspected every advertiser, Manufactured Home Owners Association of America and Auchmeddan (WMBaird) does not accept any responsibility, whatsoever, for the content or legality of any product, program, service, or business opportunity advertised.  It is the responsibility of the advertisers (Ad Sponsors) to check and abide by the local, state, federal and international laws pertaining to the programs, products, services or business opportunities they advertise. Please use your own judgment and caution when applying to or for any opportunity that is placed in this Ezine. membership@mhoaa.us design@mhoaa.us MHOAA encourages you to inspect your smoke alarm often to ensure is function. Why? Every year in the United States, about 3,000 people die in all types of home fires. Most of these deaths occurred in homes that didn’t have a working smoke alarm. Functioning smoke alarms save lives and your life is important. The Install. Inspect. Protect. Campaign is part of the U.S. Fire Administration’s effort to reduce fire deaths and injuries across the nation by urging residents to install smoke alarms in their homes and inspect and maintain them on a regular basis. Working smoke alarms and sprinklers save lives. A working smoke alarm can help you and your family escape a deadly home fire. It can also help save the lives of firefighters who would otherwise have to risk their lives by searching a burning home for residents. A working smoke alarm continuously scans the air for smoke, 24 hours a day, seven days a week. It never sleeps. The USFA is encouraging you to practice fire safety and do your part to get out before firefighters have to come in. Manufactured Home Owners Association of America is a National Organization dedicated to the protection of the rights of all people living in Manufactured Housing in the United States.   We strive for the enactment of legislation which is intended to improve the quality of life for those who own the land on which their homes are situated AND those who might be living in rental communities.   We also monitor regulatory agencies e.g. HUD as well as State agencies in an attempt at assuring that statutes which exist as well as those planned will be tailored for the BENEFIT of resident / owners / renters of Manufactured Housing.   This organization is comprised of all volunteers who receive no compensation (save legitimate expenses) and who are totally dedicated to the welfare of its constituency.  http://www.consumerlaw.org February 22, 2010 Convention News!! - The MHOAA 2010 Annual Meeting & Convention will be held in Phoenix, AZ on Ocotober 22-23, 2010